To build on the recent article by the Herald of Cape May County home buying challenges, Loan Applications for mortgages to buy a home or refinance for the nation both fell for a second week, marking a swift reversal of revival in the US housing market. Million-dollar homes are the fastest-moving part of the housing market as wealth gap grows, up 8.4% from a year ago, while the rest of the market remains sluggish. Economic uncertainty are keeping many buyers, especially first-timers, out of the market due to a general insecurity in their jobs.