TRENTON – Legislation sponsored by Assemblyman Sgt. Bob Andrzejczak to help military families avoid foreclosure by extending the military post-service protection period to one year gained Assembly approval.
“We enjoy an incomparable freedom and democracy because of the sacrifices made by our servicemen and women on the front lines,” said Andrzejczak (D-Cape May/Atlantic/Cumberland), a U.S. Army veteran. “When service members return to their home state of New Jersey, they should not have to face the possibility of losing their homes. Our military must have ample time to get back to work and back on a strong financial footing that will enable them to keep their homes.”
Current law protects a person in military service from a sale, foreclosure or seizure of his or her property during the person’s period of military service and for three months after, unless an order of sale was granted and approved by the court. This bill (A-3971) would extend the post-service period of protection from three months to one year after release or discharge from military service.
A provision of federal law currently provides service members with comparable protection against mortgage foreclosure for a full year after military service. However, the federal law is scheduled to sunset Jan. 1, 2016, at which time an earlier provision of law, which provided service members with a 90-day post-service period of protection form mortgage foreclosure, will be revived.
The bill was passed unanimously by the Assembly. It now awaits further Senate consideration.
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