Whether you go straight from the Thanksgiving table to the mall or shop online in the comfort of your own home, the security of your personal information is important. Credit card sales soar over the holidays; so, if you are one of the millions of Americans that use that little piece of plastic to make holiday magic, there are a few important things you should keep in mind.
For in-store shopping:
• Keep your credit card in an RFID-blocking protective sleeve or wallet. This helps prevent a fraudster from scanning your card number as they walk by you in the crowded store.
• Instead of signing the back of the card, write “Ask for ID.” This should prompt the sales clerk to verify your identity.
• Try to make most or all of your purchases with only one card. It’s easier to cancel one card if you suspect fraudulent activity then to try and figure out which card you used.
For online shopping:
• Shop only on well-known secure sites in which the address begins with https.
• Don’t shop on a public computer kiosk or use a public Wi-Fi network.
• Don’t ever respond to emails that ask you for your credit card and/or PIN information. Once your sale is complete, the store already has that information and would not be soliciting it again.
Always check your statements monthly and review them for possible fraudulent transactions.
The Franklin Bank Rewards VISA Credit Card is a secure way to get a little help with those holiday expenses. With a competitive rate AND rewards, our card can be your perfect shopping buddy!
Visit our Ocean View office located at 2584 Rt. 9, or apply right online at www.franklinbnk.com. Happy shopping!
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